The Bond Market May Be Resetting to a Different Level. This Week Was the Clearest Evidence Yet.

The Bond Market May Be Resetting to a Different Level. This Week Was the Clearest Evidence Yet.

Whitney Pauley
Published on: 26/09/2026

The 10-year Treasury hit its highest level since the 2007 financial crisis this week, and the 30-year Treasury hasn't been this high since 2004. Whitney Pauley, Senior Mortgage Advisor at CrossCountry Mortgage, explains what's driving it and what it means for your decision.

Mortgage Rate TrendsMortgage Strategy
Mortgage Rates Just Crossed 7% for the First Time Since Early 2025. Here Is What Actually Changed and What It Means for You.

Mortgage Rates Just Crossed 7% for the First Time Since Early 2025. Here Is What Actually Changed and What It Means for You.

Whitney Pauley
Published on: 11/09/2026

Mortgage rates hit 7.12% this week, the highest since early 2025, after oil crossed $100 a barrel and August inflation ran hotter than expected. Whitney Pauley, Senior Mortgage Advisor at CrossCountry Mortgage, explains what actually moved rates and what it means for your decision.

Mortgage StrategyHousing Market Insights
Mortgage Rates Eased After July's Jobs Report. But the Long View Matters More.

Mortgage Rates Eased After July's Jobs Report. But the Long View Matters More.

Whitney Pauley
Published on: 08/08/2026

The July 2026 jobs report showed the U.S. economy unexpectedly lost 23,000 jobs, sending mortgage rates lower. Whitney Pauley, Senior Mortgage Advisor at CrossCountry Mortgage in the Snoqualmie Valley, breaks down what it means and why waiting for 3% or 4% rates is not a strategy any forecast suppor

Mortgage StrategySeattle home buying
Mortgage Rate Update, July 2026: Why Rates Rose Even as Inflation Cooled

Mortgage Rate Update, July 2026: Why Rates Rose Even as Inflation Cooled

Whitney Pauley
Published on: 18/07/2026

Mortgage rates ended the week of July 14, 2026, at around 6.63% on the 30-year fixed, up slightly from the prior week. Rates rose even though the June inflation report came in cooler than expected, because bond markets are focused on the continuing Iran conflict, rising oil prices, and Fed Chair Kev

Mortgage Rate TrendsMortgage Strategy